So, what's with this policy?

Hey — I know, it's a budgeting app. You probably weren't expecting a content policy.

But since budgets technically contain text and photo content that you can share with other people, Budget Lightly still needs to meet app-store requirements for user-created content. That means having rules about what's allowed, a way to report problems, and a process for handling misuse.

Put simply, don't upload illegal or harmful material, and don't use the app to harass or scam anyone.

The policy below explains what isn't allowed, how reporting and blocking work, and what happens if someone misuses the app.

When this policy applies

You need to accept this policy before creating a sharing link, joining a budget, or adding or changing content in a collaboration-enabled budget. It covers names, descriptions, notes, invitations and receipt images, including in private and verified groups.

New private budgets don't require acceptance. Once a budget is enabled for collaboration, this policy continues to apply even after sharing links expire or other members leave. Budgets created before this requirement was introduced retain their existing collaboration safeguards.

What doesn't belong here

Don't create, upload or share:

• Illegal content.
• Sexual content, pornography or sexually explicit material, including incidental sexual content.
• Child sexual abuse or exploitation material, or anything that endangers children.
• Hate speech or discriminatory attacks.
• Threats, encouragement of violence, harassment or bullying.
• Privacy abuse, personal information shared without permission, or non-consensual images.
• Scams, fraud, spam or deceptive content.

Don't use Budget Lightly to promote or make money from prohibited content. The app doesn't offer paid promotion of user content.

If something isn't okay

Use the report controls in the relevant budget to report objectionable content or users. A report includes the context and a saved evidence snapshot for an administrator to review.

You can also block another member. Blocking leaves every budget you share with that person and prevents either of you from joining a budget that contains the other.

Unblocking doesn't restore budget access. You'll need a fresh invitation to join again.

How reports are handled

Administrators review reports and may remove content, restrict a budget or suspend an account. A restricted budget can't be accessed; a suspended account can't access the app.

Only administrators handling reports can access report evidence. Don't misuse reporting or blocking to harass other people.

By accepting, you agree to follow these rules whenever you create, upload or share content in Budget Lightly.

The current responsible moderator is Matthew Scholefield, Budget Lightly’s operator and sole administrator. For service or safety questions, contact budget-lightly@vidivize.com. Do not send passwords, session tokens or unnecessary financial information.